Elizabeth Bay (2011) sits within the City of Sydney local government area, and like much of greater Sydney it contains pockets of varying flood exposure. NSW flood maps distinguish between high-probability and low-probability zones, and the rating shown here reflects the most recent publicly available data from the NSW Government. Use it as a starting point. Always obtain a formal flood report before exchanging contracts.
If Elizabeth Bay shows a moderate or high flood-risk rating, that does not necessarily rule it out as a purchase. Many highly desirable Sydney suburbs carry some flood exposure. What matters is the specific land parcel: is it in a high-probability zone, a low-probability zone, or outside mapped flood area entirely? Your conveyancer can obtain that answer from the Section 10.7 certificate. Flood-risk ratings can also affect lending conditions, so discuss the rating with your mortgage broker before committing.
Flood risk in nearby suburbs
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