Stickybeak

Gymea 2227 suburb insights

Postcode 2227 covers Gymea, a residential suburb within the Sutherland local government area of New South Wales. Stickybeak analyses Gymea across four dimensions that matter to buyers: affordability (median sale prices, rental yield, and first home buyer eligibility), lifestyle quality (school catchments, childcare, walkability, and CBD commute times), risk factors (flood zone mapping, bushfire prone land, air quality, and traffic volume), and suburb momentum (development pipeline, price trajectory over time, and ABS demographic data). The section navigation at the top of the page lets you jump directly to any part of the analysis. All figures are sourced from NSW government and federal datasets and refreshed as new data is published.

Last refreshed May 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Affordability

Can I afford Gymea?

Can I afford Gymea?

Serviceability check

What would a typical mortgage look like in Gymea? Based on the suburb median of $932,000 (units) and the local median household income.


Monthly repayment
$4,600/mo

6.3% variable · Apr 2026

Repayment-to-income
51.8%

Stretch

Loan assumptions
$745,600 loan
20% deposit ($186,400)
30-year P&I

At today's rate, repayments here would eat 52% of the typical local household's gross income. That is out of reach for most buyers.


Repayment burden vs Sydney median income
Gymea51.8%
Sydney median income51.3%
30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Based on median prices and a 20% deposit at 6.27% variable.
Can I afford Gymea?

Rental market in Gymea

Median weekly rent from lodged bonds. Sep 2025. Bond count suppressed by DCJ (30 or fewer lodgements this quarter).

Rents here sit around the Sydney middle. A balance of rental stock and owner-occupier demand.


Median weekly rent · Unit · 2 bed
Small sample
$645per week
Sep 2025 · bond count suppressed

Quarterly trend · last 12 quarters
Dec 22: $570 per week (33 bonds)Mar 23: $580 per week (bond count suppressed)Jun 23: $600 per week (bond count suppressed)Sep 23: $590 per week (bond count suppressed)Dec 23: $650 per week (bond count suppressed)Mar 24: $680 per week (32 bonds)Jun 24: $660 per week (bond count suppressed)Sep 24: $645 per week (bond count suppressed)Dec 24: $698 per week (bond count suppressed)Mar 25: $700 per week (31 bonds)Jun 25: $680 per week (bond count suppressed)Sep 25: $645 per week (bond count suppressed)Dec 22Jun 24Sep 25


Nearby suburbs · same combination

Kirrawee2232
$698$53
1.1 km away
Miranda2228
$725$80
1.8 km away
Caringbah2229
$710$65
3.3 km away
Sylvania2224
$695$50
3.6 km away
NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Lifestyle

Gymea Lifestyle

Dealbreakers

Any dealbreakers?

Any dealbreakers?

Air quality in Gymea

40
FairAQI · NSW DCCEEW
03:13 AEST
Earlwood station · 14.6 km from centroid
12-month median: AQI 30 · Good

Air quality is acceptable but sensitive groups may notice effects.


Pollutants
nearest station
PM2.5i
7.5µg/m³
24-hr avg
PM10i
19.8µg/m³
24-hr avg
NO₂i
0.9pphm
1hr reading

AQI · last 12 months · daily mean
Earlwood station · 365 daily points
Source: NSW DCCEEW Air Quality API (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.

Change

How might Gymea change?

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2227

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2227. Expected back by Q3 2026.

NSW PLANNING PORTAL
How might Gymea change?

Investor activity in Gymea

2227 · ATO Taxation Statistics · ~18-month lag

Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

1
Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides
2
Set a listings alert

See new listings in Gymea under the median ($1,831,000).

Search on Domain
3
Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Gymea.

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Compare Gymea with another suburb

Also in Sutherland

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Sutherland postcodes, or explore the full Sutherland suburb index.

Caringbah 2229Cronulla 2230Engadine 2233Jannali 2226

Frequently asked questions

What suburb is postcode 2227?
Gymea is the primary suburb with postcode 2227 in New South Wales. In some cases multiple suburbs share the same postcode — Gymea is the main locality.
Which local government area is Gymea in?
Gymea (2227) is located in the Sutherland local government area in New South Wales.
What data does Stickybeak show for Gymea?
Stickybeak shows 16 data cards for Gymea (2227) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Gymea flood prone?
Flood risk varies street by street in Gymea. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Gymea?
The Schools card on this page lists primary and secondary schools within the catchment area for Gymea (2227), including their NAPLAN performance data and distance from the suburb centre.
Is Gymea (2227) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Gymea (2227). Eligibility depends on the purchase price and your individual circumstances.
How is Gymea changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Gymea (2227) using data from NSW Planning, the ATO, and the ABS.

Explore Gymea in depth

Dig deeper into specific topics for Gymea 2227: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Sutherland suburb index to compare nearby options.