Flood exposure across St Ives (2075) is sourced from the NSW State Environmental Planning Policy (Resilience and Hazards) 2021 datasets and the relevant Ku-ring-gai Council flood study. The rating reflects the likelihood and depth of flooding based on modelled rainfall events, not historical flood records alone.
A flood-risk rating on its own does not tell you whether a specific property is flood prone. It tells you about the suburb as a whole. Always request a Section 10.7 certificate from Ku-ring-gai Council before exchange, as it will disclose any specific flood or overland flow constraints on the property title. Insurers also use postcode-level flood data when pricing premiums, so even low-risk suburbs can attract higher excess in certain streets.
Flood risk in nearby suburbs