Stickybeak

Umina Beach 2257 suburb insights

Located in the Central Coast council area, Umina Beach (2257) is one of greater Sydney's residential suburbs covered by Stickybeak's property analysis tool. The 16 data cards on this page address four questions every buyer should ask: whether you can afford the suburb (median prices, rental yield, first home buyer schemes), what life would be like there (schools, childcare, walkability, commute to the CBD), whether there are any dealbreakers (flood risk, bushfire zones, air quality, traffic), and how Umina Beach is likely to change over time (development pipeline, price trajectory, demographics). Data is drawn from NSW Planning, Transport for NSW, the ABS, and other authoritative government sources. Use the sticky navigation bar at the top to move directly between sections.

Last refreshed April 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Affordability

Can I afford Umina Beach?

Can I afford Umina Beach?

Rental market in Umina Beach

Median weekly rent from lodged bonds. Sep 2025. Based on 33 new bond lodgements this quarter.

Rents here sit around the Sydney middle. A balance of rental stock and owner-occupier demand.

Median weekly rent · Unit · 2 bed
$500per week
Sep 2025 · 33 bonds lodged
Quarterly trend · last 12 quarters
Dec 22: $430 per week (bond count suppressed)Mar 23: $450 per week (bond count suppressed)Jun 23: $450 per week (38 bonds)Sep 23: $450 per week (38 bonds)Dec 23: $480 per week (31 bonds)Mar 24: $460 per week (37 bonds)Jun 24: $480 per week (bond count suppressed)Sep 24: $500 per week (bond count suppressed)Dec 24: $450 per week (bond count suppressed)Mar 25: $528 per week (bond count suppressed)Jun 25: $495 per week (bond count suppressed)Sep 25: $500 per week (33 bonds)Dec 22Jun 24Sep 25

Nearby suburbs · same combination

Palm Beach2108
$880▲$380
9.6 km away
Gosford2250
$580▲$80
10.8 km away
Avalon Beach2107
$695▲$195
12.2 km away
Terrigal2260
$635▲$135
13.2 km away
NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Lifestyle

Umina Beach Lifestyle

Source: ABS Census 2021, Postal Areas (CC BY 4.0).

Dealbreakers

Any dealbreakers?

View dealbreakers as a standalone report →

Change

How might Umina Beach change?

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2257

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2257. Expected back by Q3 2026.

NSW PLANNING PORTAL
How might Umina Beach change?

Investor activity in Umina Beach

2257 · ATO Taxation Statistics · ~18-month lag
Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

1
Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides
2
Set a listings alert

See new listings in Umina Beach.

Search on Domain
3
Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Umina Beach.

Get one email when Umina Beach's prices, FHB eligibility, or strata health change. No newsletter, no upsell, unsubscribe with one click.

Compare Umina Beach with another suburb

Also in Central Coast

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Central Coast postcodes, or explore the full Central Coast suburb index.

Gosford 2250Wyong 2259Terrigal 2260

Frequently asked questions

What suburb is postcode 2257?
Umina Beach is the primary suburb with postcode 2257 in New South Wales. In some cases multiple suburbs share the same postcode — Umina Beach is the main locality.
Which local government area is Umina Beach in?
Umina Beach (2257) is located in the Central Coast local government area in New South Wales.
What data does Stickybeak show for Umina Beach?
Stickybeak shows 16 data cards for Umina Beach (2257) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Umina Beach flood prone?
Flood risk varies street by street in Umina Beach. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Umina Beach?
The Schools card on this page lists primary and secondary schools within the catchment area for Umina Beach (2257), including their NAPLAN performance data and distance from the suburb centre.
Is Umina Beach (2257) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Umina Beach (2257). Eligibility depends on the purchase price and your individual circumstances.
How is Umina Beach changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Umina Beach (2257) using data from NSW Planning, the ATO, and the ABS.

Explore Umina Beach in depth

Dig deeper into specific topics for Umina Beach 2257: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Central Coast suburb index to compare nearby options.