Stickybeak

Whale Beach 2107 suburb insights

Postcode 2107 covers Whale Beach, a residential suburb within the Northern Beaches local government area of New South Wales. Stickybeak analyses Whale Beach across four dimensions that matter to buyers: affordability (median sale prices, rental yield, and first home buyer eligibility), lifestyle quality (school catchments, childcare, walkability, and CBD commute times), risk factors (flood zone mapping, bushfire prone land, air quality, and traffic volume), and suburb momentum (development pipeline, price trajectory over time, and ABS demographic data). The section navigation at the top of the page lets you jump directly to any part of the analysis. All figures are sourced from NSW government and federal datasets and refreshed as new data is published.

Last refreshed April 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Affordability

Can I afford Whale Beach?

Can I afford Whale Beach?

Serviceability check

What would a typical mortgage look like in Whale Beach? Based on the suburb median of $5,375,000 (houses) and the local median household income.

Monthly repayment
$26,532/mo

6.3% variable · Apr 2026

Repayment-to-income
186.4%

Stretch

Loan assumptions
$4,300,000 loan
20% deposit ($1,075,000)
30-year P&I

At today's rate, repayments here would eat 186% of the typical local household's gross income. That is out of reach for most buyers.

Repayment burden vs Sydney median income
Whale Beach186.4%
Sydney median income295.8%
30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Sources: RBA Table F6 (rate), ABS Census 2021 G02 (income), suburb median sale.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Based on median prices and a 20% deposit at 6.27% variable.
Can I afford Whale Beach?

Rental market in Whale Beach

Median weekly rent from lodged bonds. Sep 2025. Bond count suppressed by DCJ (30 or fewer lodgements this quarter).

Rents here sit around the Sydney middle. A balance of rental stock and owner-occupier demand.

Median weekly rent · Unit · All
Small sample
$695per week
Sep 2025 · bond count suppressed
Quarterly trend · last 12 quarters
Dec 22: $625 per week (bond count suppressed)Mar 23: $638 per week (bond count suppressed)Jun 23: $670 per week (bond count suppressed)Sep 23: $630 per week (bond count suppressed)Dec 23: $650 per week (bond count suppressed)Mar 24: $600 per week (bond count suppressed)Jun 24: $725 per week (bond count suppressed)Sep 24: $725 per week (bond count suppressed)Dec 24: $638 per week (bond count suppressed)Mar 25: $800 per week (bond count suppressed)Jun 25: $685 per week (bond count suppressed)Sep 25: $695 per week (bond count suppressed)Dec 22Jun 24Sep 25

Nearby suburbs · same combination

Palm Beach2108
…
3.2 km away
Newport2106
…
3.2 km away
Church Point2105
…
4.2 km away
Bayview2104
…
4.8 km away
NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Lifestyle

Whale Beach Lifestyle

Source: ABS Census 2021, Postal Areas (CC BY 4.0).

Dealbreakers

Any dealbreakers?

View dealbreakers as a standalone report →

Change

How might Whale Beach change?

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2107

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2107. Expected back by Q3 2026.

NSW PLANNING PORTAL
How might Whale Beach change?

Investor activity in Whale Beach

2107 · ATO Taxation Statistics · ~18-month lag
Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

1
Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides
2
Set a listings alert

See new listings in Whale Beach under the median ($5,375,000).

Search on Domain
3
Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Whale Beach.

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Compare Whale Beach with another suburb

Also in Northern Beaches

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Northern Beaches postcodes, or explore the full Northern Beaches suburb index.

Avalon Beach 2107Balgowlah 2093Bayview 2104Brookvale 2100

Frequently asked questions

What suburb is postcode 2107?
Whale Beach is the primary suburb with postcode 2107 in New South Wales. In some cases multiple suburbs share the same postcode — Whale Beach is the main locality.
Which local government area is Whale Beach in?
Whale Beach (2107) is located in the Northern Beaches local government area in New South Wales.
What data does Stickybeak show for Whale Beach?
Stickybeak shows 16 data cards for Whale Beach (2107) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Whale Beach flood prone?
Flood risk varies street by street in Whale Beach. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Whale Beach?
The Schools card on this page lists primary and secondary schools within the catchment area for Whale Beach (2107), including their NAPLAN performance data and distance from the suburb centre.
Is Whale Beach (2107) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Whale Beach (2107). Eligibility depends on the purchase price and your individual circumstances.
How is Whale Beach changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Whale Beach (2107) using data from NSW Planning, the ATO, and the ABS.

Explore Whale Beach in depth

Dig deeper into specific topics for Whale Beach 2107: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Northern Beaches suburb index to compare nearby options.