Stickybeak

Carlingford 2118 suburb insights

Thinking about buying in Carlingford (2118)? This page consolidates 16 data cards from NSW government, the ABS, and Transport for NSW to help you build a complete picture of what ownership and life in the Parramatta suburb actually looks like. The analysis covers affordability signals — median sale prices, rental yield, and first home buyer eligibility — alongside lifestyle indicators including school catchments and walkability, risk factors such as flood and bushfire exposure, and suburb-change metrics covering the development pipeline and price trajectory. Jump between the four sections using the sticky navigation above, or scroll through the full analysis below.

Last refreshed April 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Affordability

Can I afford Carlingford?

Can I afford Carlingford?

Serviceability check

What would a typical mortgage look like in Carlingford? Based on the suburb median of $2,118,000 (houses) and the local median household income.


Monthly repayment
$10,455/mo

6.3% variable · Apr 2026

Repayment-to-income
115.8%

Stretch

Loan assumptions
$1,694,400 loan
20% deposit ($423,600)
30-year P&I

At today's rate, repayments here would eat 116% of the typical local household's gross income. That is out of reach for most buyers.


Repayment burden vs Sydney median income
Carlingford115.8%
Sydney median income116.6%
30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Based on median prices and a 20% deposit at 6.27% variable.
Can I afford Carlingford?

Rental market in Carlingford

Median weekly rent from lodged bonds. Sep 2025. Based on 90 new bond lodgements this quarter.

Rents here are at the higher end for Sydney. Higher holding costs for investors; higher savings pressure for renters.


Median weekly rent · Unit · 2 bed
$700per week
Sep 2025 · 90 bonds lodged

Quarterly trend · last 12 quarters
Dec 22: $550 per week (85 bonds)Mar 23: $580 per week (89 bonds)Jun 23: $620 per week (111 bonds)Sep 23: $630 per week (126 bonds)Dec 23: $640 per week (110 bonds)Mar 24: $660 per week (128 bonds)Jun 24: $690 per week (102 bonds)Sep 24: $680 per week (129 bonds)Dec 24: $668 per week (94 bonds)Mar 25: $680 per week (113 bonds)Jun 25: $700 per week (81 bonds)Sep 25: $700 per week (90 bonds)Dec 22Jun 24Sep 25


Nearby suburbs · same combination

Dundas2117
$600$100
2.5 km away
North Parramatta2151
$590$110
3.1 km away
Epping2121
$780$80
3.3 km away
Ermington2115
$770$70
4.2 km away
NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Lifestyle

Carlingford Lifestyle

Dealbreakers

Any dealbreakers?

Any dealbreakers?

Air quality in Carlingford

33
GoodAQI · NSW DCCEEW
05:33 AEST
Parramatta North station · 5.2 km from centroid
12-month median: AQI 31 · Good

Air quality is generally safe for outdoor activity.


Pollutants
nearest station
PM2.5i
5.8µg/m³
24-hr avg
PM10i
16.6µg/m³
24-hr avg
NO₂i
0.6pphm
1hr reading

AQI · last 12 months · daily mean
Parramatta North station · 365 daily points
Source: NSW DCCEEW Air Quality API (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.

Change

How might Carlingford change?

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2118

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2118. Expected back by Q3 2026.

NSW PLANNING PORTAL
How might Carlingford change?

Investor activity in Carlingford

2118 · ATO Taxation Statistics · ~18-month lag

Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

1
Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides
2
Set a listings alert

See new listings in Carlingford under the median ($726,000).

Search on Domain
3
Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Carlingford.

Get one email when Carlingford's prices, FHB eligibility, or strata health change. No newsletter, no upsell, unsubscribe with one click.

Compare Carlingford with another suburb

Also in Parramatta

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Parramatta postcodes, or explore the full Parramatta suburb index.

Dundas 2117Ermington 2115Harris Park 2150North Parramatta 2151

Frequently asked questions

What suburb is postcode 2118?
Carlingford is the primary suburb with postcode 2118 in New South Wales. In some cases multiple suburbs share the same postcode — Carlingford is the main locality.
Which local government area is Carlingford in?
Carlingford (2118) is located in the Parramatta local government area in New South Wales.
What data does Stickybeak show for Carlingford?
Stickybeak shows 16 data cards for Carlingford (2118) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Carlingford flood prone?
Flood risk varies street by street in Carlingford. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Carlingford?
The Schools card on this page lists primary and secondary schools within the catchment area for Carlingford (2118), including their NAPLAN performance data and distance from the suburb centre.
Is Carlingford (2118) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Carlingford (2118). Eligibility depends on the purchase price and your individual circumstances.
How is Carlingford changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Carlingford (2118) using data from NSW Planning, the ATO, and the ABS.

Explore Carlingford in depth

Dig deeper into specific topics for Carlingford 2118: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Parramatta suburb index to compare nearby options.