Stickybeak

Curl Curl 2096 suburb insights

Located in the Northern Beaches council area, Curl Curl (2096) is one of greater Sydney's residential suburbs covered by Stickybeak's property analysis tool. The 16 data cards on this page address four questions every buyer should ask: whether you can afford the suburb (median prices, rental yield, first home buyer schemes), what life would be like there (schools, childcare, walkability, commute to the CBD), whether there are any dealbreakers (flood risk, bushfire zones, air quality, traffic), and how Curl Curl is likely to change over time (development pipeline, price trajectory, demographics). Data is drawn from NSW Planning, Transport for NSW, the ABS, and other authoritative government sources. Use the sticky navigation bar at the top to move directly between sections.

Last refreshed April 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Affordability

Can I afford Curl Curl?

Can I afford Curl Curl?

Serviceability check

What would a typical mortgage look like in Curl Curl? Based on the suburb median of $3,800,000 (houses) and the local median household income.


Monthly repayment
$18,757/mo

6.3% variable · Apr 2026

Repayment-to-income
111.9%

Stretch

Loan assumptions
$3,040,000 loan
20% deposit ($760,000)
30-year P&I

At today's rate, repayments here would eat 112% of the typical local household's gross income. That is out of reach for most buyers.


Repayment burden vs Sydney median income
Curl Curl111.9%
Sydney median income209.1%
30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Based on median prices and a 20% deposit at 6.27% variable.
Can I afford Curl Curl?

Rental market in Curl Curl

Median weekly rent from lodged bonds. Sep 2025. Based on 104 new bond lodgements this quarter.

Rents here are at the higher end for Sydney. Higher holding costs for investors; higher savings pressure for renters.


Median weekly rent · Unit · 2 bed
$900per week
Sep 2025 · 104 bonds lodged

Quarterly trend · last 12 quarters
Dec 22: $750 per week (61 bonds)Mar 23: $700 per week (88 bonds)Jun 23: $733 per week (92 bonds)Sep 23: $750 per week (96 bonds)Dec 23: $800 per week (67 bonds)Mar 24: $845 per week (86 bonds)Jun 24: $815 per week (99 bonds)Sep 24: $825 per week (123 bonds)Dec 24: $850 per week (88 bonds)Mar 25: $850 per week (86 bonds)Jun 25: $880 per week (102 bonds)Sep 25: $900 per week (104 bonds)Dec 22Jun 24Sep 25


Nearby suburbs · same combination

Fairlight2094
$975$75
2.4 km away
Brookvale2100
$838$62
2.9 km away
Manly2095
$1,050$150
3.2 km away
Balgowlah2093
$800$100
3.5 km away
NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Lifestyle

Curl Curl Lifestyle

Dealbreakers

Any dealbreakers?

Any dealbreakers?

Air quality in Curl Curl

33
GoodAQI · NSW DCCEEW
04:19 AEST
Cammeray station · 8.7 km from centroid
12-month median: AQI 28 · Good

Air quality is generally safe for outdoor activity.


Pollutants
nearest station
PM2.5i
5.2µg/m³
24-hr avg
PM10i
16.7µg/m³
24-hr avg
NO₂i
0.4pphm
1hr reading

AQI · last 12 months · daily mean
Cammeray station · 365 daily points
Source: NSW DCCEEW Air Quality API (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.

Change

How might Curl Curl change?

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2096

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2096. Expected back by Q3 2026.

NSW PLANNING PORTAL
How might Curl Curl change?

Investor activity in Curl Curl

2096 · ATO Taxation Statistics · ~18-month lag

Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

1
Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides
2
Set a listings alert

See new listings in Curl Curl under the median ($3,800,000).

Search on Domain
3
Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Curl Curl.

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Compare Curl Curl with another suburb

Also in Northern Beaches

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Northern Beaches postcodes, or explore the full Northern Beaches suburb index.

Avalon Beach 2107Balgowlah 2093Bayview 2104Brookvale 2100

Frequently asked questions

What suburb is postcode 2096?
Curl Curl is the primary suburb with postcode 2096 in New South Wales. In some cases multiple suburbs share the same postcode — Curl Curl is the main locality.
Which local government area is Curl Curl in?
Curl Curl (2096) is located in the Northern Beaches local government area in New South Wales.
What data does Stickybeak show for Curl Curl?
Stickybeak shows 16 data cards for Curl Curl (2096) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Curl Curl flood prone?
Flood risk varies street by street in Curl Curl. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Curl Curl?
The Schools card on this page lists primary and secondary schools within the catchment area for Curl Curl (2096), including their NAPLAN performance data and distance from the suburb centre.
Is Curl Curl (2096) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Curl Curl (2096). Eligibility depends on the purchase price and your individual circumstances.
How is Curl Curl changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Curl Curl (2096) using data from NSW Planning, the ATO, and the ABS.

Explore Curl Curl in depth

Dig deeper into specific topics for Curl Curl 2096: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Northern Beaches suburb index to compare nearby options.