Suburb comparison
Gosford vs Umina Beach — which Sydney suburb suits you?
The key differences: Gosford has more schools within the postcode. The table below covers all available metrics.
Last refreshed April 2026 (most cards). Per-card sources show exact dates.
Central Coast
Umina Beach
2257
MetricGosfordUmina Beach
Median house price——
Median unit price——
Median weekly rent$615/wk▲$585/wk
Annual price growth——
SEIFA advantage decile6/10▲4/10
Flood zone coverage——
Bushfire zone coverage92.4%72.0%▲
Schools in postcode26▲5
Choose Gosford if...
- Socio-economic advantage score matters to you
- School options within walking distance matter
- Gosford leads on 3 of the 4 head-to-head metrics
Choose Umina Beach if...
- You are renting first and want lower weekly outgoings
Common questions
- Is Gosford or Umina Beach more expensive?
- Price data varies — check each suburb's page for the latest figures.
- Which is better for renters — Gosford or Umina Beach?
- Median weekly rent is $615/wk in Gosford and $585/wk in Umina Beach, making Umina Beach the more affordable rental market.
- Is Gosford or Umina Beach at higher flood risk?
- Flood mapping coverage varies by postcode — see the flood risk pages for both suburbs for authoritative NSW data.
- How many schools are in Gosford vs Umina Beach?
- Gosford has 26 schools in the postcode, and Umina Beach has 5. Note that school catchments can extend across postcode boundaries.