Umina Beach vs Wamberal — which Sydney suburb suits you?
The key differences: Umina Beach is $175/wk cheaper per week to rent; Umina Beach has more schools within the postcode. The table below covers all available metrics.
Last refreshed April 2026 (most cards). Per-card sources show exact dates.
Central Coast
Umina Beach
2257
Central Coast
Wamberal
2260
MetricUmina BeachWamberal
Median house price——
Median unit price——
Median weekly rent$585/wk$760/wk▲
Annual price growth——
SEIFA advantage decile4/1010/10▲
Flood zone coverage——
Bushfire zone coverage72.0%63.3%▲
Schools in postcode5▲4
Choose Umina Beach if...
You are renting first and want lower weekly outgoings
School options within walking distance matter
Choose Wamberal if...
Socio-economic advantage score matters to you
Wamberal leads on 3 of the 4 head-to-head metrics
Common questions
Is Umina Beach or Wamberal more expensive?
Price data varies — check each suburb's page for the latest figures.
Which is better for renters — Umina Beach or Wamberal?
Median weekly rent is $585/wk in Umina Beach and $760/wk in Wamberal, making Umina Beach the more affordable rental market.
Is Umina Beach or Wamberal at higher flood risk?
Flood mapping coverage varies by postcode — see the flood risk pages for both suburbs for authoritative NSW data.
How many schools are in Umina Beach vs Wamberal?
Umina Beach has 5 schools in the postcode, and Wamberal has 4. Note that school catchments can extend across postcode boundaries.