What suburb is postcode 2146?

Toongabbie is the primary suburb with postcode 2146 in New South Wales. In some cases multiple suburbs share the same postcode — Toongabbie is the main locality.

Which local government area is Toongabbie in?

Toongabbie (2146) is located in the Parramatta local government area in New South Wales.

What data does Stickybeak show for Toongabbie?

Stickybeak shows 16 data cards for Toongabbie (2146) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).

Is Toongabbie flood prone?

Flood risk varies street by street in Toongabbie. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.

What are the best schools near Toongabbie?

The Schools card on this page lists primary and secondary schools within the catchment area for Toongabbie (2146), including their NAPLAN performance data and distance from the suburb centre.

Is Toongabbie (2146) eligible for the First Home Buyer scheme?

The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Toongabbie (2146). Eligibility depends on the purchase price and your individual circumstances.

How is Toongabbie changing?

The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Toongabbie (2146) using data from NSW Planning, the ATO, and the ABS.

Toongabbie 2146 suburb insights

Thinking about buying in Toongabbie (2146)? This page consolidates 16 data cards from NSW government, the ABS, and Transport for NSW to help you build a complete picture of what ownership and life in the Parramatta suburb actually looks like. The analysis covers affordability signals — median sale prices, rental yield, and first home buyer eligibility — alongside lifestyle indicators including school catchments and walkability, risk factors such as flood and bushfire exposure, and suburb-change metrics covering the development pipeline and price trajectory. Jump between the four sections using the sticky navigation above, or scroll through the full analysis below.

Last refreshed April 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Can I afford Toongabbie?

Serviceability check

What would a typical mortgage look like in Toongabbie? Based on the suburb median of $1,300,000 (houses) and the local median household income.

Monthly repayment

$6,417/mo

6.3% variable · Apr 2026

Repayment-to-income

70.3%

Stretch

Loan assumptions

$1,040,000 loan

20% deposit ($260,000)

30-year P&I

At today's rate, repayments here would eat 70% of the typical local household's gross income. That is out of reach for most buyers.

Repayment burden vs Sydney median income

Toongabbie70.3%

Sydney median income71.5%

30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Sources: RBA Table F6 (rate), ABS Census 2021 G02 (income), suburb median sale.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Pendle Hill 2145$526,50028% RTI Seven Hills 2147$660,00036% RTI Northmead 2152$585,00032% RTI

Based on median prices and a 20% deposit at 6.27% variable.

Can I afford Toongabbie?

Rental market in Toongabbie

Median weekly rent from lodged bonds. Sep 2025. Based on 47 new bond lodgements this quarter.

Rents here sit around the Sydney middle. A balance of rental stock and owner-occupier demand.

Median weekly rent · Unit · 2 bed

$600per week

Sep 2025 · 47 bonds lodged

Quarterly trend · last 12 quarters

Nearby suburbs · same combination

Pendle Hill2145

$630▲$30

2.5 km away

Seven Hills2147

$615▲$15

2.8 km away

Northmead2152

$600

3.9 km away

Baulkham Hills2153

$700▲$100

4.7 km away

NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Source: ABS Census 2021, Postal Areas (CC BY 4.0).

Any dealbreakers?

Air quality in Toongabbie

FairAQI · NSW DCCEEW

05:24 AEST

Prospect station · 3.6 km from centroid

12-month median: AQI 33 · Good

Air quality is acceptable but sensitive groups may notice effects.

Pollutants

nearest station

PM2.5i

6.9µg/m³

24-hr avg

PM10i

20.0µg/m³

24-hr avg

NO₂i

1.5pphm

1hr reading

AQI · last 12 months · daily mean

Prospect station · 365 daily points

Source: NSW DCCEEW Air Quality API (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.

View dealbreakers as a standalone report →

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2146

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2146. Expected back by Q3 2026.

How might Toongabbie change?

Investor activity in Toongabbie

2146 · ATO Taxation Statistics · ~18-month lag

Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides

Set a listings alert

See new listings in Toongabbie under the median ($1,300,000).

Search on Domain

Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Toongabbie.

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Compare Toongabbie with another suburb

Also in Parramatta

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Parramatta postcodes, or explore the full Parramatta suburb index.

Carlingford 2118 Dundas 2117 Ermington 2115 Harris Park 2150

Frequently asked questions

What suburb is postcode 2146?: Toongabbie is the primary suburb with postcode 2146 in New South Wales. In some cases multiple suburbs share the same postcode — Toongabbie is the main locality.
Which local government area is Toongabbie in?: Toongabbie (2146) is located in the Parramatta local government area in New South Wales.
What data does Stickybeak show for Toongabbie?: Stickybeak shows 16 data cards for Toongabbie (2146) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Toongabbie flood prone?: Flood risk varies street by street in Toongabbie. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Toongabbie?: The Schools card on this page lists primary and secondary schools within the catchment area for Toongabbie (2146), including their NAPLAN performance data and distance from the suburb centre.
Is Toongabbie (2146) eligible for the First Home Buyer scheme?: The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Toongabbie (2146). Eligibility depends on the purchase price and your individual circumstances.
How is Toongabbie changing?: The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Toongabbie (2146) using data from NSW Planning, the ATO, and the ABS.

Explore Toongabbie in depth

Dig deeper into specific topics for Toongabbie 2146: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Parramatta suburb index to compare nearby options.